Merchants Bank, N.A.

Couple sitting on couch reviewing financial documents.

Working toward your goals, together.


You can count on Merchants Bank to share in your dreams and help you take steps to reach your financial goals.

Learn About Us   Apply for an Account

 Login: Personal or Business Online Banking
Person making a digital wallet payment.

Easy Personal Financial Management Tools… for everyone!

From monitoring account balances, to identity theft services and fraud monitoring alerts, to setting up a digital wallet or Mastercard’s Click to Pay program with your Merchants’ Debit Card, we have personal financial management tools that fit your personal need.

Check them out!

At a Glance

Woman and man discussing finances

Banking With a Human Touch

You shouldn't have to choose between a personal relationship with your banker or the best banking technology. You'll find both at Merchants Bank. Learn more about Merchants

Couple sitting on couch looking at laptop computer.
Buying? Building? Not sure?

We offer personalized mortgage loans, at a rate you’ll like, backed by the service and experience of our local Mortgage lender. Meet our lenders ›

Hands using credit card processing machine

Scams & Fraud: What You Need to Know

Stay up-to-date on common scams and fraud alerts to help protect you, your family or your business. Here's what you need to know

Young business professionals.

We're Hiring

At Merchants Bank, your job isn’t just another bank position…it's being part of a dedicated team. View open positions and apply now

person viewing web page on laptop computer in cafe.

Financial Education with MoneyIQ

From financial basics like getting your emergency savings account in shape to specific life situations like keeping track of a wedding budget, you’ll find our best money tips here. Start learning

Leadership class assembling Cheeriodicals boxes

Committed to Community

Merchants Bank is a community bank committed to creating thriving communities by supporting your hopes and dreams. We’re ready to serve you with locations in: Apple Valley, MN; Caledonia, MN; Cannon Falls, MN; Cottage Grove, MN; Eau Claire, WI; Hampton, MN; Hastings, MN; La Crescent, MN; Lakeville, MN; Lanesboro, MN; Northfield, MN; Onalaska, WI; Red Wing, MN; Rochester, MN; Rosemount, MN; Rushford, MN; Spring Grove, MN; St. Charles, MN; Winona, MN. Find your local branch